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Sinead Morris
Protection Adviser

Umbrella Financial is a company that is passionate about helping people to ensure they have the right level of protection/cover (based on their personal and financial circumstances) for total peace of mind.


Our mission is to protect as many people as possible in the UK, ensuring that policies are tailored to cover their specific needs. With access to some of the UK's leading insurance providers, we are able to provide individuals with the highest quality of products/services at the most competitive of prices.


Personal Insurance can be confusing to many people, however the majority of us have mortgages, bills, families and lifestyles to protect. It is our duty to guide and assist you to choose the most suitable amount, level and type of cover to suit your specific needs and affordable budget.

This provides peace of mind that in the event of accident, illness or death that you and your family are protected financially and a lump sum payment would be made, in the worst case, to your next of kin.

If appropriate we can arrange these policies to be written in trust, to ensure any monies go to the people you wish to protect.

Chris Collins

Senior Mortgage and Protection Adviser

''We at Umbrella Financial are on a mission to provide the UK's households with peace of mind, by covering all their protection  and mortgage needs''

Umbrella Financial is a trading name of Matt J Collins Ltd, registered in England & Wales at 10 Great North Road, Milford Haven, Pembrokeshire, Wales, SA73 2LJ (number 09001016). Matt J Collins Ltd is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2016 The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Katerina Alfano
Protection Adviser

Matt Collins

Managing Director