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Refer a friend

We are offering you any one of these amazing free gifts if you refer a friend to us.

•  M&S £25 Gift Voucher
•  Amazon £25 Gift Voucher
•  Bottle of Champagne
•  Beauty Treatment*
•  John Lewis £25 Gift Card
•  Champneys Hamper


*Virgin Active Gyms only (Value £30)

Terms & conditions available on request and offers can be withdrawn without notice.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to contact you by email or by telephone.

Umbrella Financial is a trading name of Matt J Collins Ltd, registered in England & Wales at 10 Great North Road, Milford Haven, Pembrokeshire, Wales, SA73 2LJ (number 09001016). Matt J Collins Ltd is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2016 The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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