Helping you to protect what matters most in life.

Life requires important financial decisions, so whether it’s mortgages, life insurance, will writing or more, Umbrella Financial has you covered.


combined protection and lending experience.


protection based on your needs and budget. 


Aftercare and claims support as standard.

Through the highs and lows of life, there are always surprises:

Want to ensure that your family are covered financially?

Not sure how to go about buying your first home?

Worried about playing sport due to a lack of sick pay?

Need to protect your employees, business or personal assets?

get in touch

We know how tough life can be.

That’s why Umbrella Financial offers advice on a wide range of products and services so that you can #GetCovered. Why run the risk?

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Trusted by leading providers.

We’re on a mission to provide individuals and their families all across the UK with the peace of mind they need, helping them to prepare for the unexpected challenges of life. 

With a wide choice of providers, lenders and products on hand and a relationship-focused approach, we want to become your trusted protection partner for all of life’s milestones.



Get in touch

Reach out to us today for a free consultation. We’ll call you right back, there’s no need to wait!


Speak to an advisor

One of our experts will reach out to see how we can help you. We’ll explain the process, so you know how we do things.


Get covered

We’ll recommend you the policies and products that we think are right for you, so that you can sit back and enjoy life.

Our service to you.

Over 100 years experience

Our expert team is waiting to help you and have all the experience you could need to do just that.


We aim to introduce you to the best in the business. There’s no need for a sales-based approach here.

Tailored approach

You tell us your budget and life position, we take care of the rest. You’ll never buy anything you don’t need from us.

Dedicated aftercare

Need help in making a claim? We’re by your side to ensure the providers pay the money you deserve.

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Recent Feedback

"Within 24hrs my claim was being processed"

Matt was a massive help, brilliant service from day 1. Called him after I had my accident and within 24hrs my claim was being processed. Would highly recommend them for anyone looking for income protection cover.

George Brimson

"The easiest and stress-free experience"

I contacted Beth for income protection and it was the easiest and stress-free experience. Beth is so lovely to work with, her explanation and breakdown of everything and knowledge are second to none. I can’t thank you or recommend you highly enough! Thank you so much.

Dave Griffiths

"Chris made what is normally a really stressful process feel easy and straightforward."

We have just received our mortgage offer and can not thank Chris Collins enough! Chris made whats normally a really stressful process feel easy and straightforward. Chris maintained a friendly, helpful and proactive service from start to finish. We would not think twice about contacting Chris in the future to help us with any other mortgage-related matters. Thanks again.

Penny Bell

"When I needed to claim everything was done smoothly with no fuss."

Matt was faultless through the whole process, he was absolutely outstanding. There was no pushy sales pitch, he advised me on products suitable for my circumstances whilst keeping them within my affordability. I have had my policy for two years (income protection and fracture cover due to rugby) and when I needed to claim everything was done smoothly with no fuss. I had my dislocation payout within 5 working days of claiming.

Luke Myatt

"Emma made the process easy."

Emma was the most fantastic person I have dealt with when dealing in a policy such as this. I was so happy throughout and felt Emma made the process easy and that I was getting the correct product to meet my needs. I have already been recommending Emma to family and friends.

David & Joanna


Don’t Leave Your Costs and Case Success to Chance

Choose a UK-leading costs law specialist that delivers on your personal needs and holds up to its promises to get the job done.

Don’t run the risk.

Here at Umbrella Financial, we don’t believe in leaving life to chance. That’s why we’re here to help you select a protection package that will leave you and your family feeling safe and secure.

Reach out today to get started with your own personal solution.

Get in touch

Speak with us today.